Camden Planning employs a consultative process that focuses on understanding and meeting client needs. This process is designed to be goal-oriented and follows a comprehensive, four-step approach:
Step 1: Define Goals And Objectives
We will work together to determine your customized financial strategy:
- Investment goals
- Risk tolerance
- Time horizon
- Performance expectations
- Income needs
- Liquidity requirements
- Tax consideration¹
- Current investments
Step 2: Determine Investment Strategy
We identify the most appropriate investment strategy through:
- Asset allocation²
- Diversification³
- Risk/reward characteristics of asset classes
- Correlation between asset classes
Step 3: Build Portfolio
Next, with your input and approval, Camden Planning will begin building a portfolio of investment vehicles designed to address your specific needs:
- Access to thousands of no-load, load-waived and institutional mutual funds**
- Annuities; Both "Fixed" and "Variable**"
- Unit Investment Trusts
- Currently-held investments
Step 4: Manage and Monitor Portfolio
Once your investments are in place, the process of managing and monitoring your portfolio begins:
- Regular meetings and discussions
- Active, ongoing portfolio reviews
- Periodic, re-examination of your investment strategy
- Rebalancing decisions
- Consolidated, quarterly performance reports
*Investment Advisory Services offered through Eagle Strategies LLC, a Registered Investment Adviser.
**Securities offered through NYLIFE Securities LLC (Member FINRA/SIPC)
¹Camden Planning Group, Inc., nor any of its employees are in the business of offering tax, legal or accounting advice. You should consult with your professional advisors for tax, legal, or accounting advice.
²Asset allocation does not ensure a profit or protect against a loss, but is intended to help you manage your goals and risk tolerance.
³A strategy involving diversification does not assure a profit and does not protect against a loss in declining markets.
